News
The Adjuster’s Checklist: When to Refer a California Workers’ Comp Claim for Subrogation
The biggest reason California subrogation recoveries are lost is that no one flagged the file in time. Capalbo Daniel, PC helps carriers, TPAs, and self-insured employers catch recoverable workers’ compensation claims at intake. This article is a practical adjuster’s checklist — the red flags that signal third-party liability and exactly when to refer a claim for subrogation before the deadline runs.
California Labor Code Section 3852 Explained: The Foundation of Workers’ Comp Subrogation
Claims teams reference Labor Code 3852 constantly but rarely see it explained plainly. Capalbo Daniel, PC builds California workers’ compensation recovery strategy on this statute every day for carriers, TPAs, and self-insured employers. This article breaks down what Section 3852 says, why it exists, the three ways an employer can recover, and what it means for a working claims professional.
California Subrogation Statute of Limitations: The Deadlines Carriers Can’t Afford to Miss
A missed deadline is the most common reason a California subrogation recovery is lost for good. Capalbo Daniel, PC helps insurance carriers, TPAs, and self-insured employers protect those deadlines and recover what they are owed. This article explains the two-year tort window, the six-month public-entity trap, and how to keep a recoverable file from quietly expiring during large-loss season.
Subrogation for Governmental Entities and Risk Pools in California
California public entities and risk pools carry real workers’ compensation subrogation potential and rarely pursue it. Capalbo Daniel, PC represents cities, counties, school districts, and joint powers authorities in recovering claims dollars from negligent third parties. This article explains the statutory recovery right, the six-month public-entity deadline, and how to build a public-sector recovery program that performs.
Property Subrogation After a California Wildfire: What Carriers Need to Know
California wildfire losses create significant subrogation opportunities for property carriers — but only when action is taken quickly. Capalbo Daniel, PC is a California subrogation law firm that helps carriers pursue recovery against liable utilities, equipment manufacturers, and negligent third parties following wildfire events. This article covers who can be held liable, how California statutes govern these claims, and what the recovery process looks like.
Subrogation for Third-Party Administrators: How to Build a Recovery Program That Performs
Third-party administrators in California sit at the front line of workers’ compensation subrogation recovery — and most TPA programs are leaving money behind. Capalbo Daniel, PC partners with TPAs to build structured referral protocols, train claims staff, and deliver measurable recovery results across California portfolios. This article explains why TPA subrogation programs underperform, what a functioning referral protocol looks like, and which metrics tell you whether your program is working.
Questions to Ask Before Hiring a Personal Injury Attorney in California
Capalbo Daniel, PC breaks down the questions you should ask before hiring a personal injury attorney — drawing on their deep experience in insurance, subrogation, and complex liability claims to help you choose representation that protects your recovery.
Lien Management That Actually Recovers Money for Carriers
Capalbo Daniel, PC provides comprehensive lien management as part of a full workers’ compensation subrogation recovery strategy for California carriers.
What Is Credit Optimization in Subrogation?
Capalbo Daniel, PC uses credit optimization in subrogation to help clients maximize offsets against workers’ compensation reserves and reduce future claim exposure through strategic settlement negotiations.
How Does Subrogation Work in Property Insurance Claims?
Property insurance subrogation allows carriers to recover claim payments from at-fault parties. Understanding the process, from initial investigation through negotiation and litigation, helps maximize recoveries in California property damage cases.